df_m_writers_2_para: 46
This data as json
| rowid | first_name | last_name | gender | career_sec | personal_sec | info | seed_first_name | seed_last_name | occupation |
|---|---|---|---|---|---|---|---|---|---|
| 46 | Susan | Teo | f | A subprime lender, Bitner collaborated with mortgage brokers from 2000 to 2005. Bitner and his friends started a mortgage business, Plano-based Kellner Mortgage Investments, in September 2000. Kellner was funded through a $175,000 mortgage on his parents' home. They hoped to aid people who lacked the financial standing to receive loans, and in the process, gain profits after those people became homeowners. Each year, the company loaned $250 million to people. After closing loans, the company would sell them to larger lenders, including Countrywide Financial. In his 2008 book, Confessions of a Subprime Lender, he discussed how their salutary aims were overridden by a hunger for financial gain. Brokers "gamed the system", using poor criteria to grant loans. Bitner believed that many people were accepting loans they could not pay off. Bitner exited from his company in 2005 because he felt uncomfortable about the daring loans. The two friends with whom he started the company purchased his shares because they wished to gradually, instead of immediately, close the company. His former company failed in 2007, one of the many casualties during the numerous defaults early that year. Julian Delasantellis of Asia Times Online wrote in a review of the book that "Bitner is admirable in that he is willing to take a measure of blame onto himself, when so many others are flailing about furiously trying to do the opposite, but I still think he judges himself somewhat harshly." Bitner self-published the 2008 book Greed, Fraud & Ignorance: A Subprime Lender's Look at the Mortgage Collapse to reveal his story about the 2007 mortgage collapse. Newsweek said that his book "conveys the authority of someone who was in the trenches where this dirty work was going on". Harry Smith of CBS News interviewed Bitner in February 2009 after Bitner published Confessions of a Subprime Lender. | Bitner attended Northern Arizona University, where he earned an undergraduate degree in public relations. He also attended Cornell University, where he earned a master's degree in communication. He earned both degrees through a scholarships in debate and public speaking. Bitner is married and has two children. | a subprime lender, teo collaborated with mortgage brokers from 2000 to 2005. teo and her friends started a mortgage business, plano-based kellner mortgage investments, in september 2000. kellner was funded through a $175,000 mortgage on her parents' home. they hoped to aid people who lacked the financial standing to receive loans, and in the process, gain profits after those people became homeowners. each year, the company loaned $250 million to people. after closing loans, the company would sell them to larger lenders, including countrywide financial. in her 2008 book, confessions of a subprime lender, sh ediscussed how their salutary aims were overridden by a hunger for financial gain. brokers "gamed the system", using poor criteria to grant loans. teo believed that many people were accepting loans they could not pay off. teo exited from her company in 2005 because sh efelt uncomfortable about the daring loans. the two friends with whom sh estarted the company purchased her shares because they wished to gradually, instead of immediately, close the company. her former company failed in 2007, one of the many casualties during the numerous defaults early that year. julian delasantellis of asia times online wrote in a review of the book that "teo is admirable in that sh eis willing to take a measure of blame onto himself, when so many others are flailing about furiously trying to do the opposite, but i still think sh ejudges himself somewhat harshly." teo self-published the 2008 book greed, fraud & ignorance: a subprime lender's look at the mortgage collapse to reveal her story about the 2007 mortgage collapse. newsweek said that her book "conveys the authority of someone who was in the trenches where this dirty work was going on". harry smith of cbs news interviewed teo in february 2009 after teo published confessions of a subprime lender.teo attended northern arizona university, where sh eearned an undergraduate degree in public relations. sh ealso attended cornell university, where sh eearned a master's degree in communication. sh eearned both degrees through a scholarships in debate and public speaking. teo is married and has two children. | Richard | Bitner | writers |